A loan scheduled to be repaid in less than a year. When your Business doesn't qualify for a line of credit from a bank, you might still have success in obtaining money from them in the form of a one-time, short-term loan to finance your temporary working capital needs
A monetary loan that is repaid in regular payments over a set period of time. Term loans usually last between one and ten years, but may last as long as 30 years in some cases.
A government-backed Long Term Loan. Designed to provide financing for the purchase of fixed assets, which usually means real estate, buildings and machinery, at below market rates.
Loans to buy Business Equipment that are secured by the equipment itself. Instead of putting up collateral such as your house or your Business assets, you use the item you're purchasing as collateral .The Resources you need to update your Operations or add Vehicles to your Business.
Provides flexibility that a regular Business loan doesn't. With a Business line of credit, you can borrow up to a certain limit — say, $100,000 and pay interest only on the portion of money that you borrow. Have the capital you need right away to get through a slow season. A great safety net for a slow season.
Structured as a lump sum payment to a Business in exchange for an agreed-upon percentage of future credit card and/or debit card sales.
First we analyze all 3 of your credit reports (Experian, Equifax & Transunion), Then we work with you to identify any questionable or negative items hurting your credit score. We'll provide reasonable expectations of removing identified items. Our goal is to raise your credit to the highest score possible. A credit monitoring coach will be with you every step of the way!
This program enables merchants to charge a customer service fee to their customers that pay with any form of payment other than cash and thereby eliminating their processing fees. Merchants are able to charge up to 4% of the total sale or a flat fee up to a $1.00. This is not a surcharge program, nor a convenience fee.
Waiting to get paid for a job? Invoice Factoring is an option for businesses that want to turn an invoice for a job already completed/delivered into quick liquid capital. Factoring your invoices can provide up to 90% of the value of the invoice. The factoring company chases the payments on your behalf, payment is made directly to the factoring company. You would then get the remaining balance - minus predetermined fees.
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